Top Rated Private Lending & Investment Money Lending
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Private Money Capital

Commercial Investment Money Loans

Accelerate your commercial real estate ventures with fast, reliable hard money lending solutions throughout the Northwest.

Flexible Commercial Investment Money Loans

At Private Money Capital, we provide quick and flexible commercial hard money loans designed to help you secure, renovate, or refinance commercial properties in Spokane, Seattle, Boise, and beyond. Whether you're purchasing office buildings, retail centers, or multifamily units, our tailored loan programs are built to get you funded fast.

Customized Lending for Business Growth

Our commercial hard money loans are a powerful financing tool for investors and developers who need access to capital without the slow process and strict requirements of traditional banks. With our experienced team and deep local market knowledge, we make funding accessible for:
  • Property acquisitions
  • Refinancing existing commercial loans
  • Renovation and value-add projects
  • Bridge financing for time-sensitive investments
  • Unique commercial opportunities that require creative solutions
  • Fast Funding Decisions
  • Flexible Lending Criteria
  • Short- and Long-Term Options
  • Competitive, Transparent Rates
  • Local Market Expertise
  • Wide Range of Commercial Property Types

Close Deals Quickly

Our streamlined approval process gives you the ability to close on commercial properties faster than with traditional lending, letting you capitalize on new opportunities before the competition.

Adaptable Underwriting

We focus on the asset, not just your credit, allowing us to approve complex or unconventional deals that banks may decline.

Personalized Support

Our lending team works one-on-one with you to understand your project’s needs and structure loans that truly fit.

Broad Lending Reach

We proudly serve businesses in Washington, Idaho, and Montana—including all major metro areas and growing investment markets.

Consultation & Scenario Review

Share your project details with our team, and we’ll review your goals, timeline, and property type to ensure the best-fit loan structure.

Simple Application & Fast Underwriting

Submit a streamlined application with basic documentation on the property and your investment plans so we can quickly assess your eligibility.

Loan Approval & Quick Funding

Once approved, we move efficiently to close and fund your loan, so you have the capital you need—when you need it.
Real Reviews From Happy Customers

What Real Estate Investors in Spokane Say About Private Money Capital

EXCELLENT
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Based on 19 reviews
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James Smith profile picture
James Smith
27 April 2023
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Extremely diversified company, more than just your everyday property loan company in Spokane. The team has been in this business quite a while on Spokane. High knowledge and professionalism in my experience. James D
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David Santiago profile picture
David Santiago
24 April 2023
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Easy sign up and app makes it very user friendly would recommend 10/10
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GARY ROGERS profile picture
GARY ROGERS
24 April 2023
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had the money I needed, when I needed it and understood the opportunity to allow me to make a purchase that ultimately benefited us both!
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kiang chao profile picture
kiang chao
22 April 2023
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Brett and his team have been nothing but amazing to us. We have been rehabbing homes for the last 3 years and they’ve been with us since day one. All while COVID was happening they have been very accessible, communicative informative and supportive. They are fast at closing. They are truly amazing!! Thank you Brett and your team!!
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Taofeek Lawal profile picture
Taofeek Lawal
22 April 2023
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Started my real estate journey with PMC all deals funded by them. Thanks to Brett Nelson for always making it possible. #gratitude

FREQUENTLY ASKED QUESTIONS

We provide loans for a wide variety of commercial properties, including office buildings, retail spaces, industrial warehouses, multifamily residences, mixed-use properties, and more throughout Washington, Idaho, and Montana.

Our commercial hard money loans are designed for speed. Many deals can be closed and funded in as little as 5 to 10 business days once all documentation is provided.

Our primary focus is on the value and viability of the property and project. While we do review borrower background, we are often able to assist clients who may not meet strict bank standards.

Yes, we work with investors and business entities—including LLCs, corporations, and partnerships—as well as individual borrowers.

Private Money Capital offers commercial hard money loans in Spokane, Seattle, Bellevue, Tacoma, and the entire state of Washington, as well as Boise, Meridian, Nampa in Idaho, and the major markets across Montana.

Get Fast, Reliable Real Estate Funding – Request a Free Consultation

Private Money Capital specializes in private and investment money loans for real estate investors across the Pacific Northwest. Whether you're purchasing, renovating, or building, our flexible loan programs help you move quickly and confidently. Connect with our experienced team and unlock your next opportunity today!
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